How To Teach A Child To Count Money
Parenting Toddler Development

How To Teach A Child To Count Money

Looking for how to teach a child to count money? Well, teaching your kid to count money can be a tricky job.

For all kids, counting money is an essential functional ability. Money not only enables averagely intelligent children with learning difficulties to buy the things they want, but it also lays the groundwork for their grasp of the base ten systems of numeration.

American coins come in different sizes, irrespective of the coin value. I remember teaching my first grader kid counting from 10s to 5s.

Let’s learn a few tricks to teach your kid to count money. 

How To Teach A Child To Count Money?

Before teaching your child to count money, teach them to skip counting by 5s, 10s, and 25s.

Learning skip counting is essential before you learn the actual counting. So, let’s see how to teach a child to count money.

The first step is to teach them to identify each coin clearly and the value of each coin.

This step says that your kid should be able to identify both the front and back sides of the coin. They must know the worth of the coin.

Next, ask your kid to sort the coins into different groups. A similar type of coin in a group makes it easier for them to count money.

Once they master counting coins, you may shuffle the coins and ask them to identify from the shuffled lot.

Start by asking them to find the biggest value coins (from which they’d grouped).

The next step is telling them that the coins in that group have the same value.

Using actual coins to teach them is beneficial as you can ask them to pile up the same-value coins while counting them. 

Once the largest coin pile is complete, move to the next largest value. This way, it would be easier for your kid to learn counting coins.

 1. Recognition Of Coins

Before teaching your kid to count coins, teaching them the different types of coins is essential.

They should identify almost all types of denominations – pennies, dimes, nickels, and quarters. 

Use actual coins to teach them this step because they must be able to identify real-world coins.

Randomly ask your kid to give you a nickel from your purse. If he fails, don’t reprimand him. 

Show him the correct coin and appreciate him for trying. Ask your kid to sort different denominations in different piles.

This will help him memorize the different types of coins.

2. Make Dollars Out Of Coins

Building a dollar with coins is another exciting method that will help your kid to learn coin-counting easily. 

Building dollars with coins is almost similar to building bridges and towers. Kids love it! 

Once the kid is familiar with the different types of coins, ask them to build a coin tower that equals a dollar.

For example, ask them to build a coin tower that equals $1 or $5. 

Provide them with all types of coins and ask them to build a tower or a bridge with the coins.

At last, count the coins and check whether he has added them up correctly or not. 

Learn more in a different post: How To Teach Toddler Not to Hit

3. Tips To Make Coin Counting Easier

Let’s learn some tips on how to teach a child to count money in a much easier way—draw number lines for your kid from one to a hundred.

Ask him to count a certain denomination of coins after sorting them out. 

For example, when you ask him to count nickels, he should highlight the fives on the number line.

Another method is to hand him a certain denomination and ask him to say it out loud. 

Kids learn best when they see and recite something. Practice this method with other denominations as well. 

How to Teach Counting Money?

Before learning how to count money, kids should understand skipping counting by 5’s, 10s, and 25’s.

As they become more proficient at cutting and counting, they will become more adept at counting money.

Counting by 1’s is another essential foundational skill that will help children learn how to count money.  

Skip counting will not be necessary for your students, but they will need to understand the concept very well.

Besides having a skip counting tool available for them to use when counting money, if they cannot skip count by memory, you must provide special instructions on how to skip count by memory. 

Teaching first graders and second graders how to count money is not a straightforward task!

Coin values in the United States are confusing since they don’t correspond to the coin size.

For kids to count a mixed group of coins, they have to skip count several ways.

1. Focus on Skip Counting Idea

Skip counting by fives, tens, and twenty-fives is necessary for counting money.

Before teaching money to your students, have them practice skip counting.

You will determine how much practice your class needs after listening to them count by fives and tens. 

Include skipping counting into your morning meeting or math routines when you have this information or meet weekly with a small group of students to practice.

Students who still struggle with number sense and sabotaging them should try this method and analyze the results. 

Also read: How To Teach A Child To Ski

2. Slowly Introduce Counting Money with Coins

To teach your students how to count money with cash, you should start out by using only two kinds of coins (ex: nickels and pennies).

Students may need to practice with only two types of coins for a long time. 

Play games using only nickels and pennies or let them count real coins in small groups.

Kids who need additional support may find it easier to identify real coins than plastic ones.

This student group should have dimes and quarters crossed out on math book pages to master nickel and penny combinations.

Once you have mastered the two-coin problem (dimes and nickels, or dimes and pennies), adding dime coins will allow you to move on to three coins.

Once you get entirely comfortable with them, you can use mixed groups of the three coins.

3. Practice with Money Games

Adding money games to math centers or rotations can enhance the learning experience.

You can use them at the beginning of a lesson to establish a more relaxed tone and differentiate practice at the end of a lesson (by matching the coins used to the students’ understanding of coins).

Engage your students with math games that they will enjoy – and they won’t realize that they are also learning how to do the math. 

There are several games that you can try to teach your child’s basic games for money that can make them familiar with common terms related to money.

Before starting with the game, make sure that you have the proper knowledge and use it to avoid any room for mistakes. 


Stop worrying about how to teach a child to count money. Just make sure that whatever method you choose, your kid should enjoy counting money.

Skip counting is equally essential, or your child may face difficulty in counting actual coins.

Pour a little creativity into your teaching, and your kid will show great results in his learning.

Frequently Asked Questions (FAQs)

At What Age Should A Child Know How To Count Money?

It is good if you teach your kid to count coins at 3-4 years of age. Start by teaching them to skip counting first.

Then move to teach them the different types of coins – nickels, dimes, etc. Also, ask them to sort the coins into different groups for enhanced learning.

What Strategies To Be Used To Teach Money Counting Easily?

Well, it is always recommended that you do not present all the coins to your kid at once.

It may confuse him, and he may take even more time to learn coin counting.

Once he can distinguish the coins, randomly ask him to fetch you a dime from your purse. See whether he succeeds in that or not.

How Do You Explain Money Change To A Child?

Tell your kid that money is nothing more than dollars. But, first, they should be able to recognize coins of nickel, dime, etc.

Teach them to add coins that make up a dollar.

Beginning in what grade does a student learn to count money?

The preschool and kindergarten years are crucial for children to develop several skills and basic math concepts that build upon each other.

For example, most children can count money when they are in the first or second grade as their understanding of money grows.

Counting strategies: what are they?

Kids count on to add numbers using a strategy called counting on. It becomes apparent that kids can use this strategy when they can conceptualize numbers.

Counting on takes place after Counting Everything or Counting All.

How does money fit into the third-grade curriculum?

During the Money chapter, 3rd-grade students will learn about the concept of money.

In this chapter, students watch short, easy-to-follow videos explaining coins, bills, addition, subtraction, and money multiplication.

By the end of any chapter, all the students should examine to measure their retention of the material.

Related Post: How To Add Funds to PS4 Wallet for Child?





Iesha Mulla

Iesha is a loving mother of 2 beautiful children. She's an active parent who enjoys indoor and outdoor adventures with her family. Her mission is to share practical and realistic parenting advice to help the parenting community becoming stronger.

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